Airbnb or a lease? Stay cost decision calculator

Start with a city rental benchmark, then compare an Airbnb quote using total cost, flexibility premium, and the month renting breaks even.

Your stay

City scenario

A central one-bedroom rent, utilities, internet, and common lease terms are prefilled; every field remains editable. Lease basis

How many months will you stay?

Currency

Airbnb monthly ceiling (TWD)

$31,743

Once you find a listing, enter only its final monthly all-in price to get the full decision.

Airbnb monthly all-in price (TWD)

This is the only price required for a quick estimate. Divide the final checkout total by the stay length, including cleaning, service fees, and tax.

Local monthly rent (TWD)

Monthly costs outside rent (TWD)

One-person utilities and internet are prefilled. Add management fees or coworking created by the lease.

The rent benchmark is a roughly 40 m² central one-bedroom; extras include one-person utilities and internet. Values are converted to local currency and rounded. Updated: 2026-06-21 · Rent data

Adjust lease and hidden costs

Security deposit (months of rent)

Expected deposit returned (%)

Non-refundable upfront fees (months of rent)

Agency, key money, guarantor, and insurance fees.

Net moving, furniture, and setup cost (TWD)

Subtract anything you can take with you or resell.

Annual cost of tied-up cash (%)

Minimum lease term (months)

Maximum early-exit loss (months of rent)

How much is flexibility worth per month? (TWD)

How the decision works

The lease total includes non-refundable upfront fees, setup, the cost of tying up a deposit, and early-exit costs. A refundable deposit is not counted twice as spending, but it appears in move-in cash. The Airbnb premium is then compared with the flexibility budget you set.

Airbnb monthly pricing generally starts at 28 nights, but hosts set their own discounts; there is no universal percentage. Airbnb

This is decision support, not rental or legal advice. Use the written quote and lease for the property you are considering.

Common questions

Why is the whole deposit not counted as a cost?

A fully refundable deposit is tied-up cash, not spending. The calculator includes its capital cost; lower the expected return percentage if you expect deductions.

Should I enter Airbnb’s nightly price?

No. Divide the final checkout total by the stay length so service fees, cleaning, and taxes are included.

Can I use the city average to book?

Use it for first-pass screening only. Replace it with the actual listing and lease before booking or signing.